The FDIC has amended its Risk Management Manual of Examination Policies to update and clarify instructions on uninsured deposit and commercial real estate concentrations, found in section 16.1. The manual provides FDIC examiners information relating to examination activities and supervisory practices.
The essential ingredients are organized customer data and harnessing that data to produce smarter marketing programs.
The FDIC announced that it will push back to May the deadline for comment on its proposal to create a process through which banks can seek agency approval to issue stablecoins through a subsidiary.
Proposed legislation would provide “a strong framework” to improve social media companies’ urgency in removing fraudulent advertising, “stopping countless scams before they start,” ABA President and CEO Rob Nichols said in a letter to the bill’s sponsors.
Lawmakers reauthorized a voluntary framework for the private sector and government agencies to share information about cyberthreats as part of a larger budget deal.
Consumer credit increased 2.4% in 2025, with revolving and nonrevolving credit increasing 3.4% and 2%, respectively.
Since early 2024, cumulative employment growth has favored large firms, with companies employing 500 or more workers adding jobs at a steady pace.
