​OCC Updates Guidance on RESPA Compliance

The Federal Reserve, FDIC and OCC announced a “coordinated approach” for handling sensitive information used in bank examinations, including a new pledge to notify banks about data breaches that threaten to expose that information.

A proposed bill to tailor bank regulation and boost de novo bank formation would promote economic growth in communities across the country, ABA and 52 state bankers associations said in a joint letter to House leaders.

Restrictions on credit card rates and overdraft protection fees ultimately hurt the people they are meant to protect by limiting credit access and driving consumers to unregulated entities, Senate Banking Committee Chair Tim Scott (R-S.C.) and CFPB Acting...

While sentiment has slipped somewhat, community bankers nationwide remain broadly optimistic about future economic conditions, according to the latest quarterly survey by the Conference of State Bank Supervisors.

The rate for a 30-year fixed-rate mortgage was 6.55% this week. The rate for a 15-year fixed-rate mortgage was 5.93%.

Advance estimates of U.S. retail and food services sales for June 2026 were $768.6 billion, up 0.2% from the previous month, and up 6.7% from June 2025.