FDIC Research Shows Effect of Regulation on Nonbank Mortgage Market
In recent years, nonbanks have made major inroads into sectors like the single-family mortgage market, where they now originate more ...
Tag: FHA
HUD Report: Mutual Mortgage Insurance Fund Exceeds Statutory Capital Ratio in 2019
The Federal Housing Administration’s Mutual Mortgage Insurance Fund reached a capital ratio of 4.84%, up from 2.76 in 2018 and ...
HUD, DOJ Clarify Procedures for Handling False Claims Act Violations
In a significant move that could encourage more banks to engage in Federal Housing Administration lending, the Department of Justice ...
ABA Supports Proposed Changes to Lender Annual Certification Statements
In a joint comment letter to the Department of Housing and Urban Development last week, the American Bankers Association and ...
Treasury, HUD Issue Housing Finance Reform Recommendations
The Treasury Department today issued a much-anticipated blueprint for housing finance reform that includes providing explicit and paid-for federal government ...
FHA Extends Mortgage Relief for Borrowers Affected by Natural Disasters
The Federal Housing Administration announced today that it will make its “disaster standalone partial claim” a standard mortgage relief option ...
FHA Updates Condominium Rules
The Federal Housing Administration issued a final rule today providing greater flexibility for individual condominium owners to obtain an FHA-insured ...
FHA to Limit Cash-Out Refinances
Noting that FHA endorsements with cash-out refinances have more than tripled since 2013, the Federal Housing Administration moved to reduce ...
ABA, MBA Support Making Single-Family Loan Sale Program Permanent
ABA joined the Mortgage Bankers Association in a comment letter to the Department of Housing and Urban Development last week ...
Trade Groups Weigh in on Changes to Lender Certification Requirements
In a comment letter to the Department of Housing and Urban Development last week, the American Bankers Association joined three ...
