Harnessing financial data to modernize banking and mortgage products
A customer-first approach has the potential to unlock serious growth.
Compliance and Risk
Rising rates fuel banks’ return to FHLB advances and hedging strategies
More banks are turning again to wholesale funding and hedging to limit volatility in their liabilities.
Filing Exchange Act reports without a holding company
As some banks weigh ditching their holding companies, there are a few considerations for how and why publicly traded banks...
FinCEN report: Ransomware filings more than double from 2020 to 2021
The value of ransomware-related BSA filings in 2021 approached $1.2 billion—a 188% increase compared to the previous year.
College athletes starring in bank marketing: NIL rule changes mean new opportunities
Banks are looking to leverage the growing name, image and likeness universe.
International task force updates lists of countries with AML deficiencies
The Financial Action Task Force has updated its lists of jurisdictions with strategic AML/CFT/CPF deficiencies, the Financial Crimes Enforcement Network...
Open banking and API security: Best practices
Adopters of open banking can more effectively harden their security stance against future attacks, protect their data and customers with...
The power of a flexible CRA team: How to roll with the punches while remaining compliant
If you trust your team members to take your CRA program to the next level, chances are you’ll get there.
Podcast: Trends and tips for preventing grandparent scams
Grandparent scams are a particularly pernicious fraud, one that preys on seniors' love, care and concern for their family members....
Court overturns HMDA reporting threshold for small entities
A federal judge recently moved to vacate CFPB regulations that expanded the number of small-volume lenders deemed exempt from Home...
