Kentucky community bankers make case for right-sizing regulation
One -size-fits-all regulation does not work for community banks, which is why legislation is needed to better tailor regulation and...
Community Banking
FDIC proposes ‘parity’ rule for state-chartered banks in other states
The FDIC proposed a new rule to prevent states from imposing certain regulations on state banks chartered in other states.
FDIC proposes easing bank merger review process
The FDIC proposed a new rule “to improve the speed, certainty and predictability” of bank merger reviews, including expanding what...
East Tennessee community banks to merge
U Bancshares in Huntington, Kentucky, has agreed to buy Heritage Community Bank in Burlington, Kentucky.
CDFI Fund announces FY 2025, 2026 awards
The CDFI Fund announced awards for fiscal years 2025 and 2026 along with a reminder that it will monitor recipients...
Thinking beyond CECL repeal
The current expected credit loss framework should be simplified. There are other ways to improve it, too.
Banking agencies expand bank eligibility for extended exam schedule
The federal banking agencies announced they are raising the asset threshold that certain banks must fall under to qualify for...
Banker op-ed: Congress must get stablecoin rules right to protect Maine people and banks
If deposits begin moving from community banks into stablecoin products because those products offer yield or rewards, the lending capacity...
Government report finds cannabis banking in limbo amid regulatory uncertainty
The number of banks and credit unions reporting that they provided services to cannabis-related businesses has remained relatively unchanged since...
End the static around bank asset thresholds
The past year's progress on indexing regulatory thresholds to inflation or economic growth, on Capitol Hill and at the federal...
