ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Mortgage

FHA Insurance Fund Returns to Mandated Reserve Level

November 16, 2015
Reading Time: 1 min read

The Federal Housing Administration said today that the capital ratio for its mortgage insurance fund has reached 2.07 percent — the first time since 2008 that the fund has reached the congressionally mandated 2 percent level. The value of the fund rose by $19 billion in FY 2015, attributed to improvements in the housing market and better risk management by FHA.

The improvements come just three years after the fund’s capital ratio dipped to -1.44 percent in 2012 and two years after FHA received a $1.7 billion taxpayer cash infusion to cover losses to the fund.

Tags: FHA
ShareTweetPin

Related Posts

FDIC adopts changes to signage rules

ABA offers improvements for FDIC deposit insurance assessment, resolution plan proposals

Compliance and Risk
August 31, 2026

While two FDIC proposals to revise deposit insurance assessments and resolution planning are a step in the right direction, the agency could go further to achieve its stated goals, ABA said.

NIST releases draft guidelines for AI cybersecurity

FSB chair urges financial institutions, tech providers to prepare for AI risks

Compliance and Risk
August 31, 2026

With the rise of frontier artificial intelligence models, financial institutions and third-party technology providers should prepare for a cyber threat environment marked by more vulnerabilities and faster software patching, Financial Stability Board Chair George Bailey said.

Consumer Sentiment declined in April

Final: Consumer sentiment fell in August

Economy
August 28, 2026

The University of Michigan Consumer Sentiment Index decreased 6.2% in August compared to the month prior, landing at 51.7, according to final results for the month. Sentiment was down 11.2% year over year.

FinCEN issues advisory on Iranian illegal activities

FinCEN seeks to sever alleged Iranian-linked bank from financial system

Compliance and Risk
August 28, 2026

FinCEN proposed a new rule to cut off a branch of an Egyptian bank from the U.S. financial system as part of the Trump administration’s effort to economically isolate Iran.

ABA Data Bank: Markets expect Fed to increase rates 75 basis points

ABA DataBank: U.S. corporate profits reach record high

Economy
August 28, 2026

U.S. corporate profitability reached a record high in Q2 2026, as after-tax profits rose 8.2% to $3.92 trillion or an inflation-adjusted $2.78 trillion, up from $3.62 trillion (inflation-adjusted $2.57 trillion) in Q1.

CFPB claims ‘complex’ pricing drives up cost of financial products

Fed OIG report outlines Trump administration efforts to scale back CFPB

Compliance and Risk
August 28, 2026

The CFPB was temporarily unable to perform some of its statutory duties because of Trump administration stop-work orders, according to a new report by the Federal Reserve Office of Inspector General. The office also concluded that the administration's...

NEWSBYTES

ABA offers improvements for FDIC deposit insurance assessment, resolution plan proposals

August 31, 2026

FSB chair urges financial institutions, tech providers to prepare for AI risks

August 31, 2026

Final: Consumer sentiment fell in August

August 28, 2026

SPONSORED CONTENT

Could Your Bank Absorb the Hidden Cost of Running Legacy Systems?

August 20, 2026
Why Your Systems Keep Slowing Down — and What to Do About It

The exam question a backup can’t answer

August 18, 2026
Beyond Surveillance: Rethinking Security for Modern Financial Institutions

Beyond Surveillance: Rethinking Security for Modern Financial Institutions

August 12, 2026
Relationship Banking at Scale: Why Banks Need The Digital Sales & Service Platform

Relationship Banking at Scale: Why Banks Need The Digital Sales & Service Platform

August 1, 2026

PODCASTS

Could Your Bank Absorb the Hidden Cost of Running Legacy Systems?

August 20, 2026

Podcast: Banking the brave new world of college athletics

August 4, 2026

Podcast: Tactics for meaningful strategic planning

July 28, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.