ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Mortgage

FHA Insurance Fund Returns to Mandated Reserve Level

November 16, 2015
Reading Time: 1 min read

The Federal Housing Administration said today that the capital ratio for its mortgage insurance fund has reached 2.07 percent — the first time since 2008 that the fund has reached the congressionally mandated 2 percent level. The value of the fund rose by $19 billion in FY 2015, attributed to improvements in the housing market and better risk management by FHA.

The improvements come just three years after the fund’s capital ratio dipped to -1.44 percent in 2012 and two years after FHA received a $1.7 billion taxpayer cash infusion to cover losses to the fund.

Tags: FHA
ShareTweetPin

Related Posts

Deloitte: 2026 could be defining year for banks

Deloitte: 2026 could be defining year for banks

Compliance and Risk
November 3, 2025

Economic uncertainty could test U.S. banks’ revenues and profitability in 2026, and many institutions will likely need to make major decisions on stablecoins and artificial intelligence, according to a new report.

FDIC, OCC tighten policy considerations for bank merger applications

Report: Average bank merger approval window shrinks to four months

Newsbytes
November 3, 2025

The average time for regulators to approve a proposed bank merger fell to four months in 2025, which is the shortest average since 1990, the Financial Times reported.

Appeals court upholds Fed decision to deny crypto firm master account

Appeals court upholds Fed decision to deny crypto firm master account

Legal
October 31, 2025

A federal appeals court ruled that the Federal Reserve is not obligated to grant a master account to a cryptocurrency firm, as the move would “impair the Fed’s ability to safeguard our nation’s financial system.”

ABA DataBank: Candy prices outpace headline inflation

ABA DataBank: Candy prices outpace headline inflation

Economy
October 31, 2025

A multitude of factors have caused costs to rise and manufacturers have been forced to raise retail prices.

Poll: Small business owners optimistic about the future

Survey: Small-business owners generally happy with their banks

Commercial Lending
October 31, 2025

Small-business owners are feeling positive about their businesses and the broader economy, and that goodwill is translating into satisfaction with their primary banks, according to a new survey by J.D. Power.

Sen. Tillis proposes legislation to address debanking

Sen. Tillis proposes legislation to address debanking

Compliance and Risk
October 30, 2025

Sen. Thom Tillis (R-N.C.) released a discussion draft of proposed legislation to address alleged debanking by banks and banking regulators by creating a national standard for account access and establishing new watchdog mechanisms for banking agencies.

NEWSBYTES

Report: Average bank merger approval window shrinks to four months

November 3, 2025

Appeals court upholds Fed decision to deny crypto firm master account

October 31, 2025

ABA DataBank: Candy prices outpace headline inflation

October 31, 2025

SPONSORED CONTENT

Seeing More Check Fraud and Scams? These Educational Online Toolkits Can Help

Seeing More Check Fraud and Scams? These Educational Online Toolkits Can Help

November 1, 2025
5 FedNow®  Service Developments You May Have Missed

5 FedNow® Service Developments You May Have Missed

October 31, 2025

Cash, Security, and Resilience in a Digital-First Economy

October 20, 2025
Rethinking Outsourcing: The Value of Tech-Enabled, Strategic Growth Partnerships

Rethinking Outsourcing: The Value of Tech-Enabled, Strategic Growth Partnerships

October 1, 2025

PODCASTS

Podcast: Why branches are top priority for PNC

October 23, 2025

Podcast: From tractors to drones, how farming tech affects ag lending

October 16, 2025

Podcast: Bigger data boosts financial inclusion at Synchrony

October 9, 2025

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2025 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2025 American Bankers Association. All rights reserved.