Quarles: Basel Examining Post-Crisis Rules, New Vulnerabilities
With “nearly all” the post-financial crisis policy changes completed, the Financial Stability Board is looking to new vulnerabilities to the ...
Tag: Small business lending
Banks Project Tighter Loan Terms, Standards in 2019
Modest net percentages of banks tightened terms and standards for business loans in the previous quarter, with standards for the ...
ABA Urges Fixes to SBA Loan Program Proposal
In a comment letter today, ABA recommended that the Small Business Administration reconsider several elements of changes to its Express ...
Operating Expenses, Access to Credit Top Challenges for Non-Employer Small Businesses
Nonemployer firms -- those without full-time or part-time employees on payroll -- said that meeting operating expenses and accessing credit ...
Draft Libor Transition Language Released for Business Loans, Securitizations
The Alternative Reference Rates Committee today issued consultations on draft fallback language for bilateral business loans and securitizations that reference ...
The Replacements
As the longstanding Libor rides off into the sunset, what will replace it? And what do banks need to do ...
Podcast: Giving Thanks for Banks’ Community Commitment
The latest episode of the ABA Banking Journal Podcast features interviews with the winners of ABA's 2018 Community Commitment Awards.
Easing Continues on Business, Residential Mortgage Loans Amid Softer Demand
In the previous quarter, banks eased terms and standards for business loans, while tightening slightly on commercial real estate loans ...
SBA 7(a) Program Switches Fixed Base Rate from Libor to Prime
With the viability of the London Interbank Offered Rate uncertain beyond the end of 2021, the Small Business Administration is ...
Agencies Release 2017 CRA Data on Small Business, Community Development Lending
The federal banking agencies today released 2017 Community Reinvestment Act data on small business, small farm and community development lending.
