
Adapting to Survive
How community banks are making changes to their ownership and operational structures to remain independent in a consolidating environment.
How community banks are making changes to their ownership and operational structures to remain independent in a consolidating environment.
By Steve Reider
On the latest episode of the ABA Newsbytes Podcast, Evan Sparks and Shaun Kern discuss the CFPB’s small-dollar lending rule, as well as survey findings from the Fed and CSBS that illuminate the effects of rising compliance costs at community banks.
Insights from a Fed/CSBS survey of the community bank scene.
In North Carolina, 2017 will be remembered for the wave of mergers it brought.
Testifying on ABA’s behalf before a House Financial Services subcommittee yesterday, a midsize bank executive emphasized the importance of proposed legislation that would remove arbitrary asset thresholds that impose limits on growth.
Going through a bank tie-up can be a fraught experience—but the challenge is amplified when two mutual institutions combine.
ABA and the Missouri Bankers Association have filed a friend-of-the-court brief in a Missouri case in which two mutual thrift depositors claim that they are entitled to a distribution of their thrift’s capital at the time the bank merged into another institution.
Seven percent of bank applications in the first half of 2016 — or 42 out of 625 — were withdrawn, according to the Federal Reserve’s latest semiannual report on application results released today.
Federal Reserve Governor Jerome Powell today highlighted the role that the smallest community banks play in the financial system.