OCC’s Gould criticizes court ruling to enforce Colorado rate cap
Comptroller of the Currency Jonathan Gould criticized a recent federal court decision leaving in place a Colorado law that caps ...
Tag: Lending
FDIC, OCC repeal guidance on leveraged lending
The FDIC and the Office of the Comptroller of the Currency rescinded guidance on leveraged lending issued more than a ...
Learning from banks’ 2023 borrowing from the Fed
Use of the discount window by banks reaffirms that severe stress in 2023 was limited to a handful of banks.
CFPB proposes to streamline small-business data collection rule
The CFPB is proposing revisions to its small-business lending data rule to scale back the scope of data collection, saying ...
Ag lenders signal cautious outlook for farm profitability in 2025
Agricultural lenders report signs of tighter conditions in farm profitability and credit quality in 2025, according to a joint survey ...
Long-awaited ACRE Act boosts banks’ ag lending competitiveness
Anticipated Treasury guidance could broaden the impact of the law, which helped to educate Congress about ag producers’ needs.
Divergence defines Q2 lending landscape
The July 2025 Senior Loan Officer Opinion Survey highlights a bifurcated lending market.
ABA, associations oppose bill to set credit card, loan fee cap
A proposed bill to establish a nationwide cap on fees and interest on credit cards and consumer loans would have ...
A new way to think about the creation of money
Considering the concept of money neutrality: that money supply should equal money demand not only in the aggregate but across ...
How AI provides an edge in lending
Recent research reveals banks with greater AI usage offered lower interest rates and experienced fewer instances of default.
