FDIC removes disparate impact from exam manual
The FDIC announced it had removed all references to disparate impact from its Consumer Compliance Examination Manual.
Tag: Lending
Takeaways from the data release of borrowing from the Fed following Silicon Valley Bank’s failure
As the Fed releases additional discount window data, it will be possible to construct a more complete story.
Forces of transition: Aging population, declining birth rates, shifting immigration
Banks are increasingly pushed toward riskier lending strategies outside their immediate markets — heightening the need for strong risk management.
ABA banker: Long-term Farm Bill would boost ag economy
The agricultural provisions in the recently enacted budget reconciliation bill will provide a strong backstop for agricultural producers, but a ...
FFIEC publishes 2024 data on mortgage lending
The Federal Financial Institutions Examination Council recently published data on 2024 mortgage lending transactions reported under the Home Mortgage Disclosure ...
Volatility prompts banks to hoard cash and implement financial hedges
Even smaller banks with only a few billion dollars in assets are using swaps and other derivatives to more proactively ...
Reconsideration of value: A critical component of appraisal review
Ensuring appraisals and other types of property valuations are accurate is not just about fair lending.
Did you know that the federal government is a major source of bank balance sheet volatility?
How tax payments and entitlement spending make balance sheet management trickier.
CFPB will not enforce small-dollar rule
The CFPB announced that “it will not prioritize enforcement or supervision actions” with respect to its 2017 small-dollar lending rule, ...
FDIC survey: Bank branches remain vital part of small-business lending
Only 3% of banks fully automate the small-business lending process, and only for very small loans, and most borrowers are ...
