Browsing: Consumer credit
FDIC Flags Overdraft Issues in Consumer Compliance Supervisory Highlights
The FDIC today released its first edition of Consumer Compliance Supervisory Highlights, a new publication intended to provide institutions with information and observations related to the agency’s consumer compliance supervision activities.
Untangling the Real Story about Consumers and Debt
The good news is that both borrowers and lenders continue to exercise discipline and consumers are still in very strong financial shape.
Putting Brand Above the Rest
In the constant tug-of-war between loan and deposit growth, it can be easy to forget about investing in your most important resource: your brand.
Consumer Delinquencies Mixed in Fourth Quarter of 2018
Consumer credit delinquencies were mixed in the fourth quarter of 2018, with the composite index of closed-end loans falling and certain open-end loan categories rising, according to ABA’s Consumer Credit Delinquency Bulletin.
Deposit and Demographic Trends for 2019
A detailed look at the trends in the banking environment overall—and specifically in branching over the past several years.
Consumer Credit Continues Growth in January
Consumer credit increased at a seasonally adjusted annual rate of 5 percent in January. Total outstanding credit increased $17.0 billion during the month to $4.034 trillion. Revolving credit, largely a reflection of credit card debt, increased at an annual rate of 3.0 percent to $1.06 trillion, following a 1.2 percent increase in December. Non-revolving credit
Consumer Credit Continues Growth in December
Consumer credit increased at a seasonally adjusted annual rate of 6-1/2 percent in the fourth quarter and 5.0 percent in December. Total outstanding credit increased $16.5 billion during the month to $4.010 trillion. Revolving credit, largely a reflection of credit card debt, increased at an annual rate of 2.0 percent to $1.04 trillion, following a
Consumer Credit Growth Increased in November
Consumer credit increased at a seasonally adjusted annual rate of 6.7 percent in November, down from a downwardly revised 7.6 percent rate in October. Total outstanding credit increased $22.2 billion during the month (compared with $25.4 billion in October) to $3.979 trillion. Revolving credit, largely a reflection of credit card debt, increased at an annual