Nonbank Lenders are Growing in Popularity and Capability
According to a recent article published in the September issue of the Scotsman Guide, nonbank lenders are growing in popularity, making them more competitive against traditional bank lenders.
Browsing: Commercial real estate
ABA Provides Resources on HVCRE Lending
ABA has made available a new resource page on high-volatility commercial real estate, which carries a higher risk weight under the Basel III capital requirements.
ABA Hosts Meeting to Address Rural Appraiser Shortage
To help address the pending shortage of rural property appraisers — and the implications for agricultural and commercial credit in rural communities — ABA’s Center for Agricultural and Rural Banking and ABA’s Commercial Real Estate Committee convened a meeting yesterday of key stakeholders from the banking industry, federal government, appraisal industry and others.
Is Commercial Real Estate Headed for Another Bubble?
Two reports offer dueling interpretations.
Fed: Business Credit Cheaper; Jumbo Mortgages Easier to Get
Credit standards continued to ease in most commercial and consumer loan categories, according to the Federal Reserve’s latest survey of senior loan officers released today.
HVCRE Rule Ignores Reality of Real Estate Market
The high-volatility commercial real estate (HVCRE) regulation, effective as of Jan. 1, 2015, mandates that, in order to be exempt from an HVCRE designation, borrowers who originate commercial acquisition, development and construction (ADC) loans must meet a 15 percent equity requirement, and the leverage on such loans cannot exceed 80 percent of the estimated completed value of the project.
Immigrant Investor Legislation Introduced
In June, legislation was introduced by Senate Judiciary Committee Chairman Chuck Grassley (R-Iowa) and Ranking Member Patrick Leahy (D-Vt.) that would reauthorize and reform the 20-year old Immigrant Investor Program known as “EB-5,” which will expire on September 30, 2015.
OCC: Credit, Compliance Risk Growing in 2015
Noting an environment of “high” credit, strategic, compliance and operational risk, the OCC outlined nine priorities for ongoing midsize and community bank supervision in its Semiannual Risk Perspective report released yesterday.
Managing Risk Requires Asking the Right Questions
To learn how to accurately predict expected losses, banks need to take a broader approach.