FHA to allow flood insurance from private insurance providers
Previously, only insurance obtained through the National Flood Insurance Program was permissible for FHA-insured mortgages.
Mortgage
Freddie Mac survey: One-third of Gen Z adults see homeownership obstacles
One in three Gen Z adults—those age 18 to 25—say that owning a home seems out of reach for them...
MMI Fund grew significantly in 2022
The overall capital ratio of the Mutual Mortgage Insurance Fund increased by three percentage points during the 2022 fiscal year...
Survey: Customers see little difference between mortgage lenders
The average mortgage customer experience has become increasingly commoditized, with few lenders finding a way to stand out from the...
Harnessing financial data to modernize banking and mortgage products
A customer-first approach has the potential to unlock serious growth.
Podcast: Fueling innovation through a venture strategy
Banks of all sizes access the innovation ecosystem through in-house development, fintech partnerships, acquisitions and venture investment. Huntington Bank does...
Fannie Mae, Freddie Mac to require new credit score models
The Federal Housing Finance Agency today announced the approval of the FICO 10T and the VantageScore 4.0 credit score models...
Ginnie Mae announces changes to RBC, re-pooling requirements
Ginnie Mae announced Friday it has pushed back the implementation date of the risk-based capital requirement from next year to...
Fed study finds ‘limited role’ for racial bias in mortgage lending
Racial bias has played “a limited role” in recent years in generating disparities seen in mortgage lending denials, according to...
Court overturns HMDA reporting threshold for small entities
A federal judge recently moved to vacate CFPB regulations that expanded the number of small-volume lenders deemed exempt from Home...
