McWilliams: Capital, Profitability Key Focus with Prospective ILC Applicants
Issues of capital and profitability are key themes in the FDIC’s interactions with fintech companies seeking banking charters, FDIC Chairman...
Technology
ABA Partners with Alloy Labs to Foster Innovation
As part of its efforts to help banks of all sizes accelerate technological innovation, ABA today announced a strategic partnership...
Policymakers Discuss Regulatory Role in Fintech, Innovation
Comptroller of the Currency Joseph Otting today highlighted his agency’s efforts to foster responsible innovation, including through the creation of...
Treasury’s Mnuchin Weighs In on Data Aggregation
During an FDIC conference in Arlington, Va., today, Treasury Secretary Steven Mnuchin offered his thoughts on consumers’ ability to share...
Podcast: M&A Tips from a Fast-Growing Bank
On the latest episode of the ABA Banking Journal Podcast, United Bankshares President Rick Adams talks about United Bank's experience...
New ABA White Paper Helps Bankers Understand APIs
As part of its efforts to help bankers understand and leverage the benefits of fintech, ABA has updated its white...
Banking Leaders Discuss Industry Challenges at Recent Meeting
At a recent meeting in Bristol, Va., several banking industry leaders offered their thoughts on a wide range of issues...
How a North Carolina Startup Became the Nation’s Largest SBA Lender
Live Oak Bank's Chip Mahan is looking to a banking future that’s rooted in personal touch and technological efficiency.
Who Owns Model Risk in an AI World?
Regulatory guidance wants models that can be challenged. But when artificial intelligence turns a model into a black box, how...
Fed’s Bowman: Compliance Concerns Hindering Community Bank Innovation
Federal Reserve Governor Michelle Bowman today expressed concern that regulatory complexities and compliance issues could be hindering community banks’ approach...
