ABA Report: Credit Card Access Continues to Expand in Q3
New credit card accounts rose 16.5 percent year-on-year in the third quarter of 2015 to total 78.9 million, according to...
Payments
It’s All About the Blockchain
Amid the hoopla over bitcoin and other virtual currencies, it’s the underlying documentation platform that’s revolutionizing transactions.
Weekly Infobyte: 7 in 10 Americans Have Chip Cards
Nearly all U.S. adults are aware of EMV transition, while 7 in 10 already have a chip card in their...
Visa: 2015 Was a ‘Watershed’ Year for EMV Adoption
Adoption of EMV chip technology among both retailers and consumers grew exponentially in 2015, according to new data from Visa.
Study: Consumers Want Retailers to Provide Safer Payment Choices
An overwhelming majority -- 82 percent -- of consumers feel they should have a choice about what type of payment...
Fed Issues Update on Faster Payments Initiative
Having convened stakeholders from across the public and private sectors and outlined criteria for effectiveness, the Federal Reserve’s “faster payments”...
Weekly Infobyte: How Do Banks Authenticate Digital Transactions?
Everyone uses a username and password; large shares use out-of-band authentication and challenge questions.
Study: Mobile Payments Fast, Convenient, but Security Concerns Remain
Consumers are turning to mobile payments options for speed and convenience, though many have concerns about the security of their...
Study: Dodd-Frank Limited Revolving Consumer Credit by Double Digits
The Dodd-Frank Act has resulted in a 14.5 percent reduction in the revolving credit available to consumers in the form...
