New Study Finds Payroll Cards Used by Both Banked, Underbanked Consumers
Payroll card users represent a diverse section of the American workforce, including both banked and underbanked consumers, according to a...
Payments
Credit Card Market Moderates in First Quarter
Credit card use in the first quarter of 2018 declined from the previous quarter, according to the latest edition of...
Real-Time Banking: The Risk of Doing Nothing
Real-time banking is where the market has moved. The biggest risk for community banks is to do nothing in this...
Survey: P2P Adoption Driven by Friend, Family Recommendation or Bank Offering
A recommendation by friends or family members is the main reason consumers cite for adopting a new person-to-person payment solution,...
Fed Proposes Adopting New Messaging Standard for Fedwire Funds Service
The Federal Reserve is seeking public feedback on a proposal to adopt the International Organization for Standardization’s 20022 message format...
Study: Credit Cards Rebound in Consumer Payment Share
Credit cards and prepaid cards increased their share of payment instruments that households use in a typical month, according to...
ABA, Trade Groups Urge Fixes to CFPB Remittance Rule
As part of the Consumer Financial Protection Bureau’s ongoing feedback initiative, ABA and its transaction banking subsidiary BAFT, joined by...
Podcast: U.S. Bank’s ‘Test and Learn’ Approach to Fintech Innovation
As the leader of a 32-person R&D team helping U.S. Bank's business lines implement new technology and scout out the...
Visa: Counterfeit Fraud Drops 76 Percent at Chip-Enabled Merchants
Retailers that have completed their EMV chip card technology upgrades have seen counterfeit fraud drop 76 percent from the end...
Staying One Step Ahead of Cyber Crime
With fraud on the rise, banks explore strategies for enhancing their cybersecurity efforts.
