HUD revises branch office registration requirement
The Federal Housing Administration issued a final rule to eliminate the Department of Housing and Urban Development’s requirement that a...
Mortgage
Podcast: Getting the GSEs’ transition to new credit scores right
The multiyear effort to change the credit scoring models required by Fannie Mae and Freddie Mac continues to move forward,...
Adding insult to injury: How regulators are making homebuying even more expensive
The wave of new regulations will only exacerbate the crisis, leaving consumers with higher costs and fewer options
More than mortgages: Hidden ways banks contribute to housing access
The interconnectedness between banks and mortgage companies means that banks are just as important as ever to the housing market.
ABA calls for changes to Basel III mortgage provisions
The Basel III endgame capital proposal would impose significant costs on the U.S. economy, ranging from small business loans to...
Recent FHFA blogs address appraisal time and disparities
The blog does not seek to determine the cause or propose potential solutions, though FHFA states that future blogs may...
Proposed legislation would curtail trigger leads
Trigger leads are a marketing product sold by credit bureaus containing contact information for consumers who have had a credit...
OCC releases mortgage performance report for third quarter 2023
The OCC released the third quarter 2023 mortgage metrics report, which showed that 97.3% of first-lien mortgages in the federal...
Bank survey: More prospective homeowners reentering market
The number of prospective homebuyers willing to wait until interest rates or home prices come down to purchase a home...
FHA seeks feedback on proposed changes to rehab mortgage insurance program
FHA announced that it is seeking industry feedback for proposed changes to the 203(k) Rehabilitation Mortgage Insurance Program, which is...
