Mortgage Origination Overhaul Looms
The TILA/RESPA disclosure changes taking effect Aug. 1 could constitute the single greatest overhaul of the origination process in modern...
Mortgage
Agencies Finalize Standards for State Appraisal Regulations
The federal financial agencies, along with the regulator of Fannie Mae and Freddie Mac, today finalized minimum requirements for state...
Fed, CFPB Webinar to Cover TILA-RESPA Integrated Disclosures
The Federal Reserve and Consumer Financial Protection Bureau will hold their fifth and final webinar in their series on the...
An Interview with the FDIC’s Martin Gruenberg
Frank Keating asks the FDIC chairman’s views on the future of community banking, cybersecurity threats, regulatory burden, too-big-to-fail and more.
The Future of Residential Lending: Key Factors
Mortgage lenders need to watch out for repurchase risk, the future of Fannie and Freddie, disparate impact litigation and the...
Fannie, Freddie Profits See Big 2014 Drop
Fannie Mae’s and Freddie Mac’s combined annual income dropped to $21.9 billion in 2014 from $132.7 billion in 2013, the...
FHFA: Fannie, Freddie G-Fees Will Remain at Current Levels
The guarantee fees that Fannie Mae and Freddie Mac charge will remain at current levels with “modest adjustments,” the Federal...
CFPB Issues Guidance on Housing Counseling Disclosure
The Consumer Financial Protection Bureau today issued an interpretive rule intended to help lenders comply with the requirement in its...
House Passes ABA-Backed Points and Fees Bill
By a bipartisan 286-140 vote, the House today passed H.R. 685, a bill introduced by Rep. Bill Huizenga (R-Mich.) that...
