Despite sluggish adoption of the technology, it is increasingly necessary to ward off competitors, get ahead of regulators and engage customers.
Browsing: Commercial Lending
Citing the economic outlook, bankers are showing signs of tightening credit for business loans while they continued to ease credit standards slightly in their home mortgage and consumer loan portfolios, according to the Federal Reserve’s latest senior loan officer survey released today.
Credit risk, in the form of relaxed underwriting and increased loan concentrations, is on the rise, Comptroller of the Currency Thomas Curry said at a risk management conference in Boston today.
Through a unique state and federal financing partnership, banks of all sizes are helping non-traditional small businesses get the credit they need to grow.
Female small business owners report being more satisfied with their banking relationships than their male counterparts do, according to a J.D. Power survey released today.
The House yesterday voted 313-118 to reauthorize the Export-Import Bank of the United States, whose authority to conduct new business lapsed in June.
Community bankers are being urged to stress test their portfolios. Here’s how they’re making the most of it.
Recent trends, from the drop in oil prices to changes in the auto loan market, underscore the importance of risk management fundamentals.
Frank Keating discusses top banking issues—from regulatory relief and cybersecurity to de novos and the future of the mutual charter—with Comptroller of the Currency Thomas Curry.
According to a recent article published in the September issue of the Scotsman Guide, nonbank lenders are growing in popularity, making them more competitive against traditional bank lenders.