Author Ashley Gunn

Ashley Gunn

Ashley Gunn is a senior banking analyst at ABA, where she covers mortgage lending and commercial real estate.

Commercial Lending

The high-volatility commercial real estate (HVCRE) regulation, effective as of Jan. 1, 2015, mandates that, in order to be exempt from an HVCRE designation, borrowers who originate commercial acquisition, development and construction (ADC) loans must meet a 15 percent equity requirement, and the leverage on such loans cannot exceed 80 percent of the estimated completed value of the project.


In June, legislation was introduced by Senate Judiciary Committee Chairman Chuck Grassley (R-Iowa) and Ranking Member Patrick Leahy (D-Vt.) that would reauthorize and reform the 20-year old Immigrant Investor Program known as “EB-5,” which will expire on September 30, 2015.