Mortgage

G-Fees Down in 2016, FHFA Reports

The average single-family guarantee fees charged by Fannie Mae and Freddie Mac fell 2 basis points in 2016 to 57 basis points, the Federal Housing Finance Agency reported today.

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House Panel Passes Eight ABA-Backed Bills

The House Financial Services Committee today advanced eight ABA-backed regulatory reform bills, including several that ABA and the state bankers associations have long championed as part of ABA’s Blueprint for Growth.

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ABA Supports CFPB’s Proposed Fix to TRID’s ‘Black Hole’ Problem

ABA today commented on proposed changes to the TILA-RESPA integrated disclosures that would allow creditors to use either initial or corrected closing disclosures to reflect changes in costs for purposes of determining if an estimated closing cost was disclosed in good faith, regardless of when the closing disclosure was provided relative to consummation.

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Consumer Delinquencies Improve in Q2

Delinquencies in closed-end loans held steady in the second quarter of 2017 while bank card delinquencies fell and home-related categories continued their decline toward normal levels, according to the ABA Consumer Credit Delinquency Bulletin released today.

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