ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Community Banking

Listening to the community: Creating a branch inspired by heritage and local connections

'As proud of our past as we are, our vision is to the future.'

October 21, 2024
Reading Time: 3 mins read
Listening to the community: Creating a branch inspired by heritage and local connections

By Donna Donahue

National Bank of Middlebury, headquartered in Middlebury, Vermont, has been around for a long time. It is one of the oldest banks in America, founded in 1831. In 1933, during a banking crisis that saw about 4,000 banks closed, NBM was declared one of the most stable in the nation.

NBM currently has seven offices. Its branch in Brandon, Vermont, a small town of about 4,000 people, was opened in 2007, with its lease set to expire in 2023. This presented an opportunity for NBM: to search for a new location that could better highlight our commitment to the community, while also providing an opportunity to envision a new branch model. We wanted to re-envision the branch experience for customers, employees, and communities.

At this time, a storefront in what is known as the Photographer’s Building became available. The building was the oldest remaining commercial structure in the Park Street business district, and the first-floor retail space would allow NBM to have a presence in the heart of Brandon.

After inspecting the building, it became apparent that the space would have to be totally gutted inside. Once that was realized, we put on our thinking caps and worked with a local architectural firm, Vermont Integrated Architecture, to develop a new branch concept. The overarching principle was that NBM needed to build a better bank: one that would serve the evolving needs of its customers, its employees and the local businesses, while fitting the personality of the Brandon community.

NBM began researching banks that had modernized their spaces. We were struck with how cookie-cutter and corporate many of the modern spaces felt. We wanted a space that was designed and built with our community in mind, and as a small community bank, we could deliver this.

As NBM embarked on the design process, we spent time researching the town of Brandon and its history and came away with three elements that we wanted to incorporate in the new space. First, the local artist community was extremely important to the identity of the town. The look and feel of the space needed to reflect this. Second, we learned that Brandon needed community gathering spaces at night and on weekends, the times when the branch was closed. Finally, as a tenant in the oldest remaining building in the business district, it was important to try to preserve some of the building’s original elements.

We were struck with how cookie-cutter and corporate many modern bank spaces felt. We wanted a space that was designed and built with our community in mind, and as a small community bank, we could deliver this.

Today, the new branch feels very different than a traditional bank lobby. To fit with the identity of the town and the artist community, lots of color and art were introduced. A teller pod was custom-built by a local craftsman, doing away with the traditional teller line and avoiding the corporate feel of teller pods that can be purchased. By using a custom piece, we were also able to incorporate standing desk features into the teller pod, giving our teller team increased flexibility and comfort while working. We also prioritized disability access — not always easy to do in historic spaces — to ensure all our customers can use the space.

To solve the need for space to be used by the community, a portion of the branch was set aside for customers and employees by day and for community use by night. A glass wall folds out to section off this community space from the teller space. When the branch is closed, customers and community members can gain access by using a keycard.

To pay homage to the history of the Photographer’s Building, interior brick was left exposed where possible and the original floors were preserved. These small features allow for a much more welcoming and inviting atmosphere. Additionally, a history wall that tells the story of Brandon and the Photographer’s Building is displayed on the back wall, a feature that has drawn in customers and non-customers alike!

NBM’s new branch in Brandon has been open for about a year now. “As proud of our past as we are, our vision is to the future,” says Caroline Carpenter, NBM president and CEO. “Our Brandon Office is the result of evaluating our mission as a small independent local bank with the goal of remaining a “cornerstone of the communities we serve.”

Donna Donahue retired from National Bank of Middlebury as a marketing strategy specialist earlier this year.

Tags: Branch designBranch strategy
ShareTweetPin

Related Posts

House committee advances three ABA-backed bills

House committee advances three ABA-backed bills

Community Banking
January 23, 2026

The House Financial Services Committee advanced three bills supported by ABA, covering regulatory tailoring for community banks, reauthorization of the Terrorism Risk Insurance Program, and raising Bank Secrecy Act reporting thresholds.

A new kind of ‘community bank’ for small businesses

A new kind of ‘community bank’ for small businesses

ABA Banking Journal Podcast
January 22, 2026

Small business owners' priorities and how banks can meet their needs in 2026, from SBA lending to succession planning and acquisition financing.

The wealth transfer challenge: Better communication means less stress between generations

The wealth transfer challenge: Better communication means less stress between generations

Wealth Management
January 21, 2026

A new study shows the objective is not just to smooth the transfer but to avoid serious conflict on the way.

Predicting what is ahead for banks

Compliance and Risk
January 21, 2026

Bankers face challenges and opportunities in multiple key areas.

OCC sees need for regulatory reform in bank merger process

High Plains in Colorado to buy First National Bank of Hugo

Community Banking
January 20, 2026

High Plains Banking Group in Flagler, Colorado, has agreed to buy First National Bank of Hugo in Colorado.

OCC to merge community bank, large bank supervision departments

ABA supports OCC proposal to overhaul community bank licensing requirements

Community Banking
January 20, 2026

ABA said it supports a proposal by the OCC to revise licensing requirements for community banks as part of a broader effort to reduce the overall regulatory burden on the institutions.

NEWSBYTES

Consumer sentiment rose in January

January 23, 2026

House committee advances three ABA-backed bills

January 23, 2026

ABA DataBank: Pour decisions – Americans drinking less

January 23, 2026

SPONSORED CONTENT

Seeing More Check Fraud and Scams? These Educational Online Toolkits Can Help

Seeing More Check Fraud and Scams? These Educational Online Toolkits Can Help

November 1, 2025
5 FedNow®  Service Developments You May Have Missed

5 FedNow® Service Developments You May Have Missed

October 31, 2025

Cash, Security, and Resilience in a Digital-First Economy

October 20, 2025
Rethinking Outsourcing: The Value of Tech-Enabled, Strategic Growth Partnerships

Rethinking Outsourcing: The Value of Tech-Enabled, Strategic Growth Partnerships

October 1, 2025

PODCASTS

A new kind of ‘community bank’ for small businesses

January 22, 2026

Podcast: A Lone Star banking perspective

January 15, 2026

Podcast: The incredible shrinking penny (circulation)

January 8, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.