Tag Archives: TILA-RESPA integrated disclosures

Fed, CSBS Survey Examines Community Banking Activities

The Federal Reserve and the Conference of State Bank Supervisors today released an annual survey of the nation’s community banks, which provides a comprehensive overview of the key issues and challenges facing banks with less than $10 billion in assets.

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CFPB Proposes Amendments to TRID Rule

The Consumer Financial Protection Bureau today proposed certain changes to the TILA-RESPA integrated disclosures, including some advocated by ABA to improve the ability of lenders to comply with TRID and avoid unnecessary constrictions of mortgage credit.

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CFPB to Issue Further Guidance on TRID

In a letter to the heads of banking and mortgage trade associations today, Consumer Financial Protection Bureau Director Richard Corday said the the bureau’s plans to fast-track a notice of proposed rulemaking on the TILA-RESPA integrated disclosures after extensive calls for further guidance by ABA and other industry groups. Cordray added that the bureau also plans to hold meetings with the associations in advance of the rulemaking to further discuss the rule.

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ABA Survey: QM Lending Dipped in 2015

The percentage of Qualified Mortgages originated by banks declined in 2015, falling to 86 percent from 90 percent in 2014, according to ABA’s latest Residential Real Estate Survey released today as the association kicks off its annual Real Estate Lending Conference in San Antonio.

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