Tag Archives: regulatory capital

Tarullo Hints at Basel III Relief for Smaller Banks

In remarks at yesterday’s Economic Growth and Regulatory Paperwork Reduction Act outreach meeting in Arlington, Va., Federal Reserve Governor Daniel Tarullo pointed to the possibility of changing the Basel III capital calculations and reporting to minimize the burden on highly-capitalized community banks -- as ABA has long advocated.

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Fed Proposes Loss-Absorbency Standard

The Federal Reserve on Friday proposed a new set of requirements for the eight U.S. global systemically important banks to increase their total loss absorbing capacity, or TLAC, by at least 60 percent.

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Progress on Mutual Legislation

The House Financial Services Committee’s Subcommittee on Financial Institutions held a hearing on a number of ABA supported bills this past June, including H.R. 1660, the HOLA Flexibility Bill introduced by Rep. Keith Rothfus (R-Pa.).

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HVCRE Rule Ignores Reality of Real Estate Market

The high-volatility commercial real estate (HVCRE) regulation, effective as of Jan. 1, 2015, mandates that, in order to be exempt from an HVCRE designation, borrowers who originate commercial acquisition, development and construction (ADC) loans must meet a 15 percent equity requirement, and the leverage on such loans cannot exceed 80 percent of the estimated completed value of the project.

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