Tag Archives: GSEs

Delinquent GSE Mortgages Continue to Decline

The number of home loans backed by Fannie Mae and Freddie Mac that are 60 days or more past due or are in the foreclosure process fell 6 percent in the second quarter, following a first-quarter decline that marked the lowest level since the first quarter of 2008.

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CFPB Issues Notice on New URLA Compliance with Reg B

The Consumer Financial Protection Bureau today issued a notice to creditors that the recently redesigned Uniform Residential Loan Application form -- while not required under the Equal Credit Opportunity Act and Regulation B -- is compliant with Reg B.

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FDIC Releases Affordable Housing Guide for Single-Family Lenders

The FDIC today released a new guide to affordable single-family home loan programs, which collects information about programs to expand access to affordable mortgage credit, including programs targeted in rural and low- and moderate-income communities and to Native Americans and veterans.

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Fannie, Freddie Issue New URLA Form

Fannie Mae and Freddie Mac today announced the release of the redesigned Uniform Residential Loan Application, the first substantial revision to the form in more than two decades.

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G-Fees Saw Modest Increases in 2015

The average single-family guarantee fees charged by Fannie Mae and Freddie Mac increased by two basis points in 2015 to 59 basis points, the Federal Housing Finance Agency reported today.

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FHFA Listens to Industry Concerns on URLA

ABA staff yesterday participated in a meeting with senior Federal Housing Finance Agency officials and other industry representatives on FHFA’s proposal to include a “language preference” question on the revised Uniform Residential Loan Application.

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Senators to Watt: Let Congress Lead on GSE Reform

A bipartisan group of six senators last week cautioned FHFA Director Mel Watt that taking steps toward moving Fannie Mae and Freddie Mac out of conservatorship without comprehensive reform would “perpetuate the pre-crisis practice of socializing losses and privatizing gains.”

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