In 2018, Banks Expect to Ease Standards for C&I Loans, Tighten for CRE
Many banks anticipate that they will ease credit standards and terms for large and middle-market firms in 2018, but they ...
Tag: Consumer lending
In Key Change, CFPB Consolidates Fair Lending Oversight in Supervision and Enforcement Unit
The Consumer Financial Protection Bureau will remove day-to-day oversight and enforcement authority from its Office of Fair Lending and Equal ...
Podcast: Are Tax, Regulatory Changes Fueling the Longest-Ever U.S. Economic Expansion?
The combination of tax reform, expectations of regulatory relief and healthy household balance sheets is likely to extend the current ...
New ABA Survey Examines State of Digital Lending
With consumers increasingly expecting a seamless lending experience and more non-bank digital lending players emerging in the market, banks must ...
Consumer Delinquencies Mixed in Third Quarter of 2017
Delinquencies in many types of closed-end loans and home equity lines of credit rose in the third quarter of 2017, ...
Three Big Trends in Digital Lending
...and how to get in on them.
Fed Repeals Reg C, Proposes Reg M Changes
The Federal Reserve today issued a final rule repealing its Regulation C (Home Mortgage Disclosure Act), which has been superseded ...
CFPB Approves Final Revised Uniform Residential Loan Application
The Consumer Financial Protection Bureau yesterday officially approved the final redesigned Uniform Residential Loan Application, confirming that the revised form ...
CFPB Seeks Comments on Free Access to Credit Scores
The Consumer Financial Protection Bureau is requesting information on consumers’ experience with access to free credit scores as well as ...
