Preliminary Analysis of 2018 HMDA Data and ABA Policy Recommendations
Banks want to expand safe and sound lending across the board and remain committed to enhancing the availability of credit ...
Tag: Ability to repay and qualified mortgage
ABA, Advocacy Groups Call for Changes to QM Framework Ahead of ‘GSE Patch’ Expiration
ABA joined a broad coalition of financial industry stakeholders, civil rights groups and other advocacy organizations in a letter to ...
Treasury, HUD Issue Housing Finance Reform Recommendations
The Treasury Department today issued a much-anticipated blueprint for housing finance reform that includes providing explicit and paid-for federal government ...
Qualified Opportunity?
Non-QM mortgage loans are gaining traction, but the category still carries heightened risks.
CFPB Announces 2020 Reg Z Dollar Thresholds
The Consumer Financial Protection Bureau announced 2020 changes in dollar thresholds for several Regulation Z provisions governed by the CARD ...
CFPB Seeks Feedback on ‘QM Patch’ Ahead of 2021 Expiration
The Consumer Financial Protection Bureau today issued an advance notice of proposed rulemaking seeking feedback on the upcoming expiration of ...
Compliance in 2019: What to Expect and Where to Focus
From HMDA to CRA and from fair lending to anti-money laundering, 2019 promises to be a busy year in the ...
CFPB Releases 2019 Lists of Rural, Underserved Counties
The Consumer Financial Protection Bureau today released the lists of rural counties and rural or underserved counties that entities can ...
CFPB Issues Analyses of Qualified Mortgage Rule
The Consumer Financial Protection Bureau today issued its assessment of the ability-to-repay/Qualified Mortgage rule, as required by the Dodd-Frank Act.
10 Real Estate Finance Policy Issues to Watch in 2019
The rapid pace of change will continue in 2019, ABA policy staff project.
