Tag Archives: Ability-to-Repay/Qualified Mortgage

Fed Survey: CRE Tightening Trend Continues

Bankers continued tightening credit for commercial real estate loans and consumer loans in the last three months while holding steady on other business loans and easing credit standards very slightly in their home mortgage portfolios, according to the Federal Reserve’s latest senior loan officer survey released today.

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Fed Survey: CRE Loan Standards Tighten; C&I Holds Steady

Bankers continued tightening credit for commercial real estate loans in the last three months while holding steady on other business loans and consumer loans and easing credit standards slightly in their home mortgage portfolios, according to the Federal Reserve’s latest senior loan officer survey released today.

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Fed, CSBS Survey Examines Community Banking Activities

The Federal Reserve and the Conference of State Bank Supervisors today released an annual survey of the nation’s community banks, which provides a comprehensive overview of the key issues and challenges facing banks with less than $10 billion in assets.

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FDIC Updates Video Resources on ATR, QM Rules

The FDIC yesterday released updated videos on the Ability to Repay and the Qualified Mortgage rules. The updated videos provide bank management and compliance staff with resources to better help them understand the rule, and reflect changes in federal laws and regulations since their original release in 2014. Specifically, the updated videos reflect changes with respect to small creditors and ...

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CFPB Updates Reg Z Dollar Thresholds

The Consumer Financial Protection Bureau today announced 2017 changes in dollar thresholds for several Regulation Z provisions governed by the CARD Act, the Home Ownership and Equity Protection Act and the Dodd-Frank Act.

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