Retail/Marketing

Fed Survey: Tighter Credit Environment Dings Auto Loan Market

Bankers continued tightening credit for business loans and auto loans in the last three months while they continued to ease credit standards slightly in their home mortgage and consumer loan portfolios, according to the Federal Reserve’s latest senior loan officer survey released today.

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Study: Community Banks Persist in Mortgage Servicing

Community financial institutions have expanded their share of the mortgage servicing market since 2008, even as new servicing rules and the Basel III capital treatment of mortgage service rights have made servicing home loans more expensive, according to a study released yesterday by the Government Accountability Office.

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Study: Financial Literacy Dips Even as Americans’ Finances Recover

Consistent with overall economic improvement, measures of Americans’ financial stress and fragility continue to improve -- even as financial literacy trends slightly downward -- according to the 2016 Financial Capability in the United States study released today by the FINRA Investor Education Foundation and the Global Financial Literacy Excellence Center.

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