Commercial Lending

Fed Survey: CRE Loan Standards Tighten; C&I Holds Steady

Bankers continued tightening credit for commercial real estate loans in the last three months while holding steady on other business loans and consumer loans and easing credit standards slightly in their home mortgage portfolios, according to the Federal Reserve’s latest senior loan officer survey released today.

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Survey: Small Biz Investment on the Rise in 2016

An overwhelming majority -- 87.5 percent -- of small business owners say they’re investing more in their business in this year than in 2015, and most are borrowing funds in order to do so, according to a study published today by fintech company BizFi.

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Bank Enterprise Award Changes to Incentivize Consumer Loans

Expressing concern that lenders participating in the Treasury Department’s Bank Enterprise Awards for distressed community financing are “disproportionately incentivized” to make commercial loans, the Treasury’s Community Development Financial Institutions Fund is tomorrow issuing a revised interim rule creating subcategories for commercial and consumer loans under the BEA program for distressed communities.

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