Commercial Lending

Survey: Small Biz Investment on the Rise in 2016

An overwhelming majority -- 87.5 percent -- of small business owners say they’re investing more in their business in this year than in 2015, and most are borrowing funds in order to do so, according to a study published today by fintech company BizFi.

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Bank Enterprise Award Changes to Incentivize Consumer Loans

Expressing concern that lenders participating in the Treasury Department’s Bank Enterprise Awards for distressed community financing are “disproportionately incentivized” to make commercial loans, the Treasury’s Community Development Financial Institutions Fund is tomorrow issuing a revised interim rule creating subcategories for commercial and consumer loans under the BEA program for distressed communities.

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Fed Survey: Tighter Credit Environment Dings Auto Loan Market

Bankers continued tightening credit for business loans and auto loans in the last three months while they continued to ease credit standards slightly in their home mortgage and consumer loan portfolios, according to the Federal Reserve’s latest senior loan officer survey released today.

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